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When buying a home, we find the best and most affordable financing solution through the commercial banks and our network of registered financial credit providers or investors.
- Loan repayment up to 30 years
- Up to 100% loans
- We pride ourselves in maintaining the best conversion ratio in the market.
- We advise you how to save on your Home Loan.
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When building a home, we find the best and most affordable financing solution through the commercial banks and our network of registered financial credit providers or investors.
- Loan repayment up to 30 years.
- Up to 100% loans.
- We pride ourselves in maintaining the best conversion ratio in the market
- We advise you how to save on your Home Loan
- We have a network of attorneys, architects,
Quantity Surveyors, Engineers, Building
Contractors to assist you with planning
and cost-effective building of your dream
home
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When buying vacant land, we find the best and most affordable financing solution through the commercial banks and our network of registered financial credit providers or investors.
- Loan repayment up to 30 years.
- Normally 50% equity required.
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- Product designed to assist clients with low credit scoring.
- Funder purchases property on behalf of client .
- Equity required between 2% and 20%.
- After 24 months client must apply for home loan to transfer property in own name.
- Aim of 24- month window period to improve credit score and qualify for home loan application.
- Applicable to properties between R 400 000 and R 1 800 000
- Offer limited to properties in Western Cape, Gauteng and Potchefstroom.
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- Product designed to assist clients not adhering to normal credit criteria of commercial banks.
- Installment calculated over 20-year term.
- Finance structured over 10-year period, with balloon payment that can be re-financed.
- Applicable to properties between R 400 000 and R 2 400 000.
- Offer limited to properties in Western Cape, Gauteng and Potchefstroom.
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Home- Owners’ Insurance covering damages to your property.
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Credit Life Cover to make sure that the principle debt on your home loan is covered in case of disability or death
Get a free assessment through registered financial advisors to advise cost-effective whole life assurance solutions and estate planning.
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- Product designed to assist distressed homeowners to retain their home.
- Applicable to homeowners receiving foreclosure notice from financial institution.
- Panel of Investors buy property from distressed owner at agreed price, guaranteed not lower than outstanding balance.
- Monthly rent reconciled in price home-owner buys property back from investors, all agreed upfront.
- Normal period 12 months.
- No monthly rental payable as reconciled in re-purchase price.
- 12-month period allows payment on short term debts.
- Homeowner remains in house, avoid legal action and keeps credit record clear.
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- Applicable only when there is equity in property.
- Consolidate debt into affordable monthly repayments.
- Covering bond to cover loan must be registered over property.